Secured And Unsecured Business Working Capital Loan Programs

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working capital programs

In order to grow, EVERY business needs working capital. Unfortunately, in today’s economy banks are not as willing as they once were to provide the much needed financing that your business needs.

On this page, we have listed some financing alternatives to the traditional bank loan that will enable your company to obtain the working capital it needs to continue to grow.

Business Success

We work to find solutions!

Business Cash Advance $10,000-$1,000,000 

This program is based on your monthly deposits.  We normally fund between 10% – 120% of your average monthly deposits.

Have you been turned down because you are considered high risk?  Don’t worry!  We have an entire department devoted to helping high-risk businesses get approved!

  • 3 month time in business required
  • Your business must do at least $10,000 a month in sales
  • Payback over 18 months
  • We fund up to $1,000,000
Secured Business Loans
  • Uses the equipment you already own to obtain working capital for your business
  • NOT solely based on the business owner’s credit
  • Minimum loan amount $25,000
Factoring

We provide working capital for your business with the use of your account receivables. Getting the money right away without additional debt and without having to wait to collect it yourself.

Merchant Cash Advance  

Gain immediate access to cash when a portion of your future credit card sales are advanced to you through a Business Cash Advance. We provide a fast, easy way for your business to gain access to working capital today by leveraging your future sales.

  • 500 minimum FICO score
  • Monthly CC Average $7500

Hours of Operation

We are available Monday - Friday 9 am PST - 4 pm Pacific Standard Time