Small Business Loan Program!working capital

These loans can be used for working capital, business expansion or buy equipment   We listened to what our applicants wanted and partnered with several banks to bring it to you!

The programs on this page are not MCA’s(Merchant Cash Advances)! If you are looking for a merchant cash advance click here.


Small Business Loan Program #1

This program is open to all business types.  Startups and well-established businesses. While we do require a credit score of at least 525.  Approval is based mainly on how financially strong your business is.

  • 3 months time in business
  • Deposits of at least $10k a month into business account.
  • NOT based on your merchant account

Loan amounts: $5,000 – $750,000

Loan term: 3months -18 months

Interest rate: based on financial strength & credit

Small Business Loan Program #2

Loan amounts: $5,000 – $20,000

Loan term: 2 – 5 years (no prepayment penalties)

Interest rate: 8 -25% (fixed) depending on credit and financial situation of the business

Monthly Repayment


  • 3 years time in business
  • Minimum 720 credit score
  • No bankruptcies or unpaid tax liens
  • No NSF
  • Positive cash flow


Small Business Loan Application Form

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